Can you identify everything you own to the level your insurance Company wants if you are hit by disaster? Covet Your Assets can answer that question for you.
Keep track of every item you own:
Homes
Automobiles
Furniture
Pictures
Electronics
Literally everything
Things your insurance agent will likely ask in case of a disaster - Can you provide this?
List of assets you own and lost
Proof of purchase
Date of purchase
Item serial number
Value of each item
They are certainly going to hand you a form and ask you to fill it out. Preempt this distressing moment by simply handing them one fully filled out, categorized and organized. Seeing that you are prepared and have your act together will help make an adjuster (who's job it is to be as accurate as possible, yet present the least expensive option to his employer) think twice before taking advantage of you in your moments of anxiety
Know the valuation of the contents of your home.
It will ensure you purchase the correct amount of insurance
Invaluable proof of ownership for your insurance claim
You can depreciate/appreciate items over time
Use methods like a business
Straight Line
Sum of Years Digits
Declining Balance
Flat percentage depreciation/appreciation per year on remaining balance
-OR- enter current valuations manually
Store pictures and/or video of the contents of your home(s)
Many find that by walking around their home taking photos of their valuables is one of the easiEST methods of loading your system with it's information.
You can take multiple photos of your hard earned valuables, load them into your computer or hook your plug & play camera up to your computer and then drag and drop individual or groups of pictures into CYA as a new asset. It's like starting with a photographic list of items.
Scan and file purchase receipts
